Well, OK, after a bit more reading, I've come to the determination that folks are getting their errors mixed up (not here, it seems, but other reports out there)!
After deciphering a few, it might be that the access violations are happening on unmodded games.
I need to see a dump....
The swap advice still stands, but right now there may not be a need to look at the modding (though it does simplify things).
My guess is it is a problem with video memory and or texturing, but guessing can be dangerous at this stage.
There is a possibility that old installs with a number of updates has corrupt something somewhere. DDO does this to me at times.
The way I fix it without loosening data is to rename the install directory, then reinstalled the game. I then copy all config and custom files to the new install (saves with Banished, too). After upgrading (I guess it can be called an "upgrade") to Window 10, DDO (and others) lost write permission to their data directories! OMG, really? I used the same technique as described above (not reinstalling, but with the data directory), but copied all the data over to my manually created data directory. It worked fine.
Anywho, if someone wants to try the rename-reinstall-copy method above, you should be safe (if you are somewhat computer savvy and have a backup), but I'd be surprised if that fixit it on its own (though it may buy you some time).
One of the best and easiest fixes is to clear texture cache. This works if some of the cache is corrupt (which can result in an access violation).
Like I said, these problems can be very difficult to diagnose from afar!
Again, I'll need to see some dumps.....
